Term Life Insurance in Texas
Term life insurance is the one line I don't write myself. Instead, I refer Texas clients to Ethos and Ladder — both brokers like us, so they shop multiple life carriers to find great pricing, and their applications take minutes online. Whether you're in Houston, DFW, San Antonio, or anywhere in Texas, I can point you to the right partner.
What life coverage includes
- Term life with level premiums for 10, 20, or 30 years
- Online applications you can finish in minutes
- Ladder is typically the better fit if you're under 35
- Ethos is typically the better fit if you're 35 or older
- Licensed and servicing clients across Texas
How the referral works
I don't write term life policies myself — I refer you to Ethos and Ladder. They're brokers just like us, so they shop multiple life carriers to find great pricing, and their applications are quick and completely online. Because they're licensed nationwide, I can point you in the right direction no matter which state you live in.
Questions first? Call or text 346-333-0046.
Start your term life quote
Share your contact info, then pick the partner that fits you best.
- 1Your info
- 2Pick a partner
Life insurance FAQs
How much term life insurance do I need?
A common starting point is 10–12x your income, plus the mortgage balance and anything you'd want covered for the kids. Match the term length to the years your family actually depends on that income.
Why use a broker for life insurance instead of one company?
Life carriers price the same person very differently based on health, build, and history. Ethos and Ladder both shop multiple carriers, which is why I refer rather than pushing a single company's product.
Can I get life insurance without a medical exam?
Often yes. Both partners offer no-exam options at common coverage amounts, with a decision in minutes rather than weeks.
Life insurance across Texas
I'm licensed statewide (Texas License #3530322) and help clients with life insurance for clients in Houston, Dallas–Fort Worth, San Antonio, Austin, Corpus Christi, El Paso, Galveston, Lubbock, Amarillo, Waco, Beaumont, Laredo, Brownsville, Abilene, Midland, Arlington, Garland, and Plano — plus every town in between. Same referral process, same trusted partners, wherever you are in Texas.
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